VCC has vast experience in multifamily financing. At VCC we understand the complexities of financing in the multifamily world and the many potential pitfalls that can make the difference between a dead deal and closing.  VCC is committed to facilitate your transaction faster, solve common deal problems and give you assurance of close. Whether you are looking for traditional financing through a bank or GSE, a fix and flip, need stabilizing capital or have credit issues, we can expedite your transaction. With stabilized, bridge and hard money options we offer flexibility in terms that allow us to tailor your loan to your business plan.


Stabilized

Our stabilized products offer a wide variety of options that can be tailored to your business plan. Whether you are looking for a flexible term with no prepayment penalty or a non-recourse product, VCC will deliver all your options in a clear and comparative offer matrix. Our custom offer matrix is a powerful and informative tool that guides your decision-making process. Already know what product you want? Want to compare products? We make it easy, from bank loans to GSE’s we can present multiple options for your consideration so you can compare lenders of one specified product ensuring you get the best rate and terms.  

Loan amount
amortization
term
loan to value
recourse
prepay

$500,000 - $50 million
15 - 20 - 25 - 30 years
5 - 7 - 10 - 12 - 15 - 30 years
80%
non-recourse available
prepay and non-prepay options available

 

BRIDGE

Our Bridge product is one of our most versatile options. With ease of closing a high priority, we are able to quickly analyze your deal and close within weeks. Are you looking at a deal that requires rehab but still has cash flow? Does your deal need stabilizing capital with management upside? Then our Bridge product is an ideal option. 

loan amount
amortization
term
loan to value
recourse
exit fee

$500,000 - $25 million
interest only
9 - 24 months
80% plus rehab costs
non-recourse available
negotiable

 

hard money

Hard Money may sound intimidating but is a great resource for moving quickly in a fast-moving competitive market. Our Hard Money loan allows flexibility and a speedy close to get your deal moving from opportunity to upside. Do you have a deal that needs a full gut and rehab?  Do you have major capital improvements that need to be addressed before a sale? Our short-term Hard Money product is the answer. With flexible rates and terms, we can structure a great short-term option to get your asset in top shape. 

loan amount
amortization
term
loan to value
recourse
exit fee

$500,000 - $25 million
interest only
9 - 24 months
95% plus rehab costs
non-recourse available
negotiable